Top 5 Things You Need to Know About Buying a Home in Oregon City and Canby in 2025

If you’re planning to buy a home in Oregon City or Canby in 2025, you’ve probably noticed the real estate market feels different than it did just a few years ago. Interest rates, inventory, and buyer competition all play a role. Here are the five most important things you should know before starting your home search in Clackamas County.

1. Interest Rates and Affordability

Rates have shifted since 2020–2023, and even a small percentage change can mean hundreds of dollars more (or less) in your monthly payment. A good mortgage broker can help you explore options like rate buydowns or creative loan programs.

2. Inventory Levels

Starter homes are still tight, but Oregon City and Canby both have opportunities in new construction and move-up homes. Understanding where the inventory is can help you move quickly when the right home hits the market.

3. Competition and Offers

Some homes in the $400,000–$600,000 range still see multiple offers, while higher price points may have more flexibility. In my experience helping buyers this year, the key is preparation — having financing in place and being clear on your priorities.

4. Neighborhood Trends

• Oregon City: Historic charm, the Willamette Falls redevelopment, and a growing downtown with new restaurants and mixed-use projects.

• Canby: Small-town feel, active community events, and convenient access to Portland and the I-5 corridor.

5. Why Local Expertise Matters

A hyper-local real estate agent knows the quirks that online searches can’t tell you: traffic flow, future development, floodplain issues, and neighborhood reputations. Having guided many buyers in Oregon City and Canby, I’ve seen firsthand how the right local insights can save both time and stress.

Final Thought: Buying a home in Oregon City or Canby this year is absolutely possible, but the market rewards buyers who are informed, prepared, and partnered with someone who knows the area inside and out.

About Jennifer Schurter
Jennifer Schurter is a relationship-centered real estate agent serving Oregon City, Canby, and the North Willamette Valley. With nearly 20 years living in Canby and deep family roots in the area, Jennifer combines local expertise with a warm, down-to-earth approach to help her clients buy and sell with confidence.